Job Description
CopperPoint has an exciting opportunity for a Sr. Underwriter I. In this role, you'll play a key part in supporting short- and long-term business strategies to drive profitable growth. You'll leverage your technical underwriting expertise to evaluate risks, collaborate with agency partners, and help achieve business objectives within your assigned territory. Working closely with a Business Development Representative, you'll contribute to strategic marketing and relationship-building efforts that strengthen CopperPoint's market presence. Additionally, you'll provide training, coaching, and mentorship to less experienced underwriters-helping build a strong, knowledgeable team.
Job Responsibilities: - Analyzes commercial accounts to manage profitability, growth, and retention by evaluating risk, exposure, and controls. Adheres to individual authority levels.
- Prices business according to company underwriting and pricing guidelines.
- Underwrite new and renewal accounts, balancing pricing and risk selection to drive profitable growth while maintaining strong producer relationships.
- Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
- Maintains the highest level of customer service internally and externally.
- Build and maintain strong agent and broker relationships through regular in-person meetings to market CopperPoint products; travel may be required for ongoing engagement.
- In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
- Serves as a resource to others in the resolution of complex problems and issues.
- Educating the agency staff on company products, services and underwriting philosophy.
- Establishes positive relationships with internal/external stakeholders through communication and collaboration.
Qualifications/Competencies: - BS/BA college degree resulting in the knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance or marketing.
- Minimum of 3 years of inland marine insurance experience.
- Advanced knowledge and/or experience with commercial lines underwriting.
- Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
- Ability to work in a team environment
- Strong communication and negotiation skills
- Excellent time management and organizational skills.
- Analytical skills and attention to detail.
- Certificates are considered a plus:
- General Insurance program (INS)
- Associate in Commercial Underwriting (AU)
- Chartered Property and Casualty Underwriter (CPCU)
- Associate in Risk Management (ARM)
- Certified Risk Manager (CRM)
- Certified Insurance Counselors (CIC)
Benefits: - Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
- We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
- Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.
Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers' compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, California-based Pacific Compensation Insurance Company, Alaska National Insurance Company, and other CopperPoint Insurance Entities.
CopperPoint's culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contribution to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.
CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, vision and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.
#LI-Remote Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Job Tags
Hourly pay, Temporary work, Casual work, Local area, Flexible hours,