Job Description
CHN HOUSING PARTNERS CHN HOUSING CAPITAL Mortgage Loan Officer We are a non-profit organization based in Cleveland, Ohio with an established and growing team in Detroit, Michigan that offers its employees a comprehensive benefits package, opportunities to grow within the organization, and the ability to improve the communities we serve
CHN Housing Partners: CHN is a highly seasoned, nonprofit affordable housing developer, housing service provider, residential mortgage lender and housing intermediary that works with its partners to solve major housing challenges for low-income people and under-served communities. Through our partnerships we have developed over 7,000 affordable homes, and each year serve over 60,000 families through a wide array of housing service.
CHN Housing Capital: We believe homeownership should be within reach for every family. CHN Housing Capital provides access to capital for low-income homebuyers and homebuyers in low-income communities in Cleveland and Detroit through first mortgage loans, down payment assistance programs, and home repair loans. This lending arm supports CHN Housing Partners' mission to leverage the power of affordable housing to change lives and improve communities.
We work in Ohio, Michigan and Pennsylvania to preserve and expand affordable housing, and build equitable communities. By investing in affordable housing, we are investing in families, communities, and the economy. We are investing in the power of the permanent address.
Please click here to learn more about our Core Values and how they drive our mission and define who we are. CHN offers the following benefits to its employees: Medical (including dental and vision options), Vacation, Personal and Sick Leave; Paid Maternity/Paternity/Adoption Leave; Paid Holidays; Life Insurance; 401K Plan, and Tuition Reimbursement.
Position Summary: The Mortgage Loan Officer works under minimal supervision to actively participate in business development activities and community efforts to solicit new residential mortgage business and originate CHN Housing Capital mortgage products/programs while meeting established loan quality guidelines and production goals.
A comprehensive list of essential duties and responsibilities can be found below.
The rate of pay for this position is $65,000 - $70,000 per year, commensurate with experience (FLSA Exempt). Essential Duties and Responsibilities: - Represents the organization while soliciting potential or existing customers, builders, developers, and realtors to develop, increase, and retain mortgage loan business.
- Interviews mortgage applicants to determine appropriate mortgage loan option; inputs application data into mortgage origination system and obtains necessary documentation for processing and underwriting purposes.
- Acts as a liaison between customer and internal support teams, ensuring loans are processed, approved and closed within established service level agreements.
- Keeps informed of new trends and developments within the local real estate market and analyzes potential loan markets to develop referral networks and to locate prospective loan clients.
- Participates in civic and community activities to generate organizational visibility and directs community development outreach initiatives within markets, including homebuyer seminars and financial literacy programs.
- Delivers accurate, responsive, and courteous customer service to every customer (internal & external) every time.
- Adheres to internal guidelines, policies, procedures, and regulatory standards.
- Performs other duties as assigned
Education and/or Work Experience Requirements: Required: Education: - Associates degree or equivalent combination of training and experience.
Experience: - Minimum 5 years of experience in a lending, banking, or community development-related industry, preferably as a Loan Officer or working within a bank's Community Reinvestment Act function.
- Proven track record of successful loan production.
Skills: - Knowledge of and the ability to apply advanced concepts, practices, and procedures in the assigned division, as well as maintaining Federal and State regulatory compliance requirements for CHNHC lending products/programs.
- Demonstrating a commitment to professional ethics.
- Ability to create contacts and build relationships within a variety of communities and ethnic groups.
- Excellent organizational and time management skills.
- Self-motivated with excellent problem-solving skills.
- Strong verbal, written, and interpersonal communication skills.
- Excellent customer service orientation.
- Good leadership and management skills.
- Good working knowledge of MS Office, with ability to learn new software.
Other : - Active NMLS license in good standing.
- Bilingual in English and Spanish a plus.
- Valid driver's license, reliable transportation and automobile insurance.
- Travel within Detroit, Michigan market.
Working Conditions and/or Physical Requirements: - Ability to perform essential job functions consistent with ADA, FMLA, and other standards.
- Regular and punctual attendance consistent with ADA, FMLA, and other standards.
Why Should You Apply? - You want to be part of an organization where the work you do will have a positive and lasting difference in the community.
- Great benefits.
- Opportunities for on-the-job training and/or professional development.
M/F/V/D/EOE
Job Tags
Permanent employment, Work experience placement, Local area,