Job Description

Job Description

Job Description

Commercial Loan Officer- TalentZok  

OVERVIEW    

Are you looking for a new career opportunity with an exciting company?! Then we've got the right team for you! In this role, you're responsible for the duties listed below.

Immediate opening for a Commercial Loan Officer in Corpus Christi, TX who possesses:  

• 3-5 years' commercial lending experience
• Experience working for a community bank
• Passion for community engagement/involvement  
• Bachelor's degree in related discipline highly preferred

Email resumes to adunlop@talentzok.com or call 858.251.3562. 

FULL DESCRIPTION :  Perform all facets of Commercial lending achieving loan portfolio growth goals. Make outside sales calls through using new business development tools to achieve portfolio loan and deposit goals. Develop and manage loan accounts which meet established lending requirements and provide maximum profitability to the bank with a minimum risk.  Carry out public relations and participate in local events and organizations to represent the bank and develop new business contacts.

The selected candidate will be responsible for: 

• Responsible for having knowledge of bank services and cross selling products based on the customer's financial needs. 
• Responsible for establishing customer relationships to assure the ongoing growth of loans and deposits. 
• Assist in closing loans.
• Interview loan applicants, collect and analyze financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.    
• Establish and negotiate where necessary the terms under which the credit will be extended, including the costs, repayment method and schedule and collateral requirements.
• Collect and analyze information that reflects the creditworthiness of current customers and the current merits of existing loans. Information may be obtained by direct inspection of the applicant's business and/or collateral, review of interim financial reports and personal interview.
• Monitor loan repayment activities and take necessary action to collect from past due accounts.
• Develop material for and make loan presentations to the Senior Loan Committee where required.  
• Check loan documentation and computations of loan support documentation. 
• Monitor credit and collateral exceptions.

The selected candidate will also possess: 

• Prefer Bachelor's in Business Administration Professional or Commercial banking experience 
• 3-5 years of proven consultative outside sales experience in financial services, business to business sales or small business banking 
• Proven track record of prospecting new business, enhancing existing relationships and meeting or exceeding sales goals 
• Ability to understand and interpret financial statements and cash flow analysis Capable of organizing, facilitating, leading and negotiating with team of bank associates to solve client issues. 

Salary Range: $85k-$105k/yr
For immediate and confidential consideration, please email your resume to adunlop@talentzok.com or call 858.251.3562. More information can be found at      

TalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.

Company Description

TalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.

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